The Right Real Estate Agent

From Orlando to Lakeland and all of Central Florida

"My Deals Rock!"

Bruce J. Joffe

Experienced, Trilingual Realtor

Transnational Referral Certification

English, Spanish and Italian

Multi Million Dollar Producer since 1989 

Veteran United States Air Force

Member EPCAR 2010 Grievance Committee

 


Bruce J. Joffe is a proven successful agent among the Leaders in his field. With fourteen years of experience, Bruce has a proven track record and a team of experts ready, willing and able to make a fulltime commitment to you. An out of the box approach is what sets Bruce J. Joffe apart and enables Buyers and Sellers to be comfortable in knowing that they are receiving much more than your every day Realtor representation.

Fantastic Buyer Opportunities! In communities all around central Florida such as Providence, Reunion, Solana, Tuscan Ridge, Legacy Park, Florida Pines, Lake Juliana Estates, Orange Lake, Westridge, Champions Gate, Reunion, Bella Colina, The Lakes at Lake Alfred, Windermere, Palisades, North Shore, Harmony, The Legends, Celebration, Calaway Bay, Ashton Woods, Highlands Reserve, The Estates of Auburndale and many others, Bruce has all the inside information on the best deals available. Foreclosures, shortsales, auctions and builder blow outs are giving Buyers today unprecedented chances to grab instant equity. 

Bruce J. Joffe embraces the convenience of technology and shares his expertise without boring Buyers and Sellers and without losing the personal touch. Bruce stays on top of the latest legal changes from FAR, NAR, EPCAR and other sources then provides this information freely for your personal use . In todays market, a powerful web presence is a must, www.jofferocksflarealestate.com is just one example or our digital marketing, you will be blown away by the enormity of our overall digital marketing program.

Let's get together and talk about your home buying and/or selling plans. Call me 7 days a week on my cell phone (863-307-6037) or send me an e-mail (Brucerocksfla@tampabay.rr.com), we'll setup a time that is easy and convenient for you to meet.


P.S. If you're not ready to meet in person, please tour through my website. I'm sure you'll find the resources such as free loan prequalification useful and helpful. Enjoy !




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TODAYS RATES AND REAL ESTAE NEWS:
 
Mortgage Rates Mostly Unchanged After Treasury Auction
9/8/2010 5:21 PM

Posted To: Mortgage Rate Watch

When economic data is thin the stock market tends to have a larger impact on the direction of mortgage rates. The session began with stocks moving lower yesterday. With no data on the economic calendar to reverse the market's direction, the bond market was able to rally all day (hi...Read More
 
USDA Rural Development System Upgrade Complete. Now Processing Conditional Commitments
9/8/2010 3:23 PM

Posted To: MND NewsWire

In March we learned that USDA Rural Housing funds were expected to run dry by the end of April . A month later, even though the legislation intended to provide the funding had not passed, USDA began issuing commitments for new loans, but there was a caveat: Loan approvals would be "subject to the a...Read More
 
Beige Book: Housing Market Experiencing "Sustained Lull"
9/8/2010 2:24 PM

Posted To: MND NewsWire

The Federal Reserve has released the Beige Book The Beige Book is a compilation of anecdotal information and data on current economic conditions across the country. The findings are NOT THE VIEWS OF FEDERAL RESERVE OFFICIALS ...instead, each Federal Reserve bank interviews key business contacts, ec...Read More
 
Indirect Bidders Steal the Show at 10 Year Auction. Yields Lower as Shorts Cover
9/8/2010 12:02 PM

Posted To: MBS Commentary

Treasury just auctioned $21 billion 10 year notes . Auction demand was healthy thanks to one group of bidders specifically. The bond market has responded favorably in post auction trading. The high yield was 2.67%, which was 1.5 basis points below the 1pm "When Issued" yield, indic...Read More
 
Purchase Apps Up 6.3%. Refinance Demand Declines 3.1%
9/8/2010 10:14 AM

Posted To: MND NewsWire

The Mortgage Bankers Association (MBA) today released its Weekly Mortgage Applications Survey for the week ending September 3, 2010. The MBA's loan application survey covers over 50% of all U.S. residential mortgage loan applications taken by retail mortgage bankers, commercial banks, and thrifts. ...Read More
 
New GSE Housing Goals: Is FHFA Putting the Cart Before the Horse?
9/8/2010 9:29 AM

Posted To: Voice of Housing

The Federal Housing Finance Agency (FHFA), conservator of Freddie Mac and Fannie Mae (the Enterprises), has established its final housing goals for the Enterprises in 2010-2011 . FHFA is required by the Housing and Economic Recovery Act of 2008 (HERA) to set such ...Read More
 
Potential Spot to Shelf Jumbo Loan Paper; FHA Q&A on Condo Recerts; Buyback Breakdown; Lots of Lender Updates
9/8/2010 9:27 AM

Posted To: Pipeline Press

Lenders offering FHA products know that Mortgagee Letter 2010-24 eliminated the unlimited CLTV ratio, and reinstated the requirement that the total of any FHA-insured first mortgage and any subordinate lien may not exceed the applicable FHA loan-to-value and geograph...Read More
 
The Day Ahead: Beige Book, Treasury Auction, Heavy Corporate Debt Supply
9/8/2010 7:13 AM

Posted To: MBS Commentary

Recap of Yesterday Lost rate sheet rebate was restored yesterday as the bond market benefited from a reversal of demand for risky assets (stocks sold) and an onslaught of swapable corporate debt supply. Loan pricing was aggressive out the gate so not all lenders repriced for the be...Read More
 
Mortgage Rates End Losing Streak But Treasury Auctions Loom
9/7/2010 3:11 PM

Posted To: Mortgage Rate Watch

The week ahead is very light in terms of economic data, that implies we should expect the stock market to continue to provide mortgage rates with directional guidance. If stocks rally, look for mortgage rates to move higher. If stocks fall, look for mortgage rates to improve. The o...Read More
 
Housing Crisis Needs Localized Approach, Not "One Size Fits All" Solution
9/7/2010 1:58 PM

Posted To: MND NewsWire

Eric Rosengren, president of the Federal Reserve Bank of Boston, told attendees at a Federal Reserve sponsored conference on REO and Vacant Property Strategies for Neighborhood Stabilization last Thursday that there may not be a single solution for the housing market as the effects of financial cri...Read More





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