BUYER'S AGENT!

TRANS-NATIONAL RELOCATION  CERTIFIED

"My Deals Rock"

* Trilingual English, Italian, Spanish

 * Specialist In Residential, Income and Vacation Property

* Experienced Property Manager Residential /Commercial

 * Veteran of the United States Air Force

* Member of the National Association of Realtors

* Member California Association of Realtors

* Member East Bay Association of Realty

Service Area Includes:  Alameda County, Santa Clara County,  Merced County, San Benito County, Stanislaus County AND NOW FABULOUS TUSCANY ITALY!!!

LOST DEALS EQUAL WASTED TIME AND MONEY!

Have you just spent months waiting on a short sale to close, only to find out that your deal is dead. As a Buyer's Agent, that is just not acceptable to me! Most often dead deals are avoidable. By keeping my Buyer's updated and informed, I make every possible effort to eliminate the element of surprise and disappointment when dealing in distressed real estate transactions. Admittedly, there are some potential elements beyond anyone’s control but I truly practice the creed of an ounce of prevention is worth a pound of cure.

IS THE LISTING AGENT  LOOKING OUT FOR YOUR BEST INTERESTS?

As a Buyer's Agent at ReMax Active Realty, my assistance to Buyers is FREE OF CHARGE. I am paid by the Seller or the Seller's Bank and only after we close. My personalized Buyer only representation includes the latest updates in technology and is provided at no cost to you the Buyer. 

Throughout the span of my 15 year real estate career, I have had the pleasure of working with many unforgettable people. Because real estate referrals are what keeps Agents thriving in difficult times, I am very proud to say that I have a long list of testimonials to on my behalf. Check out my Testimonials page. Let's get together and talk about your home buying plans in the East Bay area. Please feel free to call me 7 days a week on my cell phone (510-996-8999) or send me an e-mail @ Brucerockscali@gmail.com, we'll setup a time that is easy and convenient for you to meet. If you're not ready to meet in person, please tour through my website. I'm sure you'll find the resources such as free loan prequalification useful and helpful. Enjoy!








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TODAYS RATES AND REAL ESTAE NEWS:
 
Mortgage Rates Improve For a 3rd Straight Day, Nearing All-Time Lows Again
1/27/2012 12:52 PM

Posted To: Mortgage Rate Watch

Mortgages Rates continued their march into better territory today, capping a 3 day effort of improvement following Wednesday's FOMC Announcement. At this point, rates have not only solidified their re-entry into 3.875% Best-Execution levels, but some lenders are once again competit...Read More
 
AG Holder Announces Structure of MBS Fraud Unit
1/27/2012 12:36 PM

Posted To: MND NewsWire

The formation of the Residential Mortgage-Backed Securities Working Group tasked with investigating mortgage fraud is now official. The new office, which will be part of the Administrations Financial Fraud Enforcement Task Force (FFETF) was first announced by President Obama in his State of the Uni...Read More
 
MBS End Week Near All Time Highs, But Benchmark Rally Momentum is Slowing
1/27/2012 11:55 AM

Posted To: MBS Commentary

The trading day is rapidly growing uneventful and charts suggest that quite a few market participants already have one or more feet out the door for the weekend. The only real pop of volume and volatility was seen around this morning's GDP report, which was generally a mild boon to...Read More
 
MBS MID-DAY: 1/27/2012
1/27/2012 10:19 AM

Posted To: MBS Commentary

MBS Live : MBS MID-DAY Open MBS Live Dashboard FNMA 3.5 103-18 : +0-02 FNMA 4.0 105-17 : +0-02 FNMA 4.5 106-25 : +0-00 FNMA 5.0 108-01 : +0-01 GNMA 3.5 104-31 : +0-01 GNMA 4.0 107-21 : +0-00 GNMA 4.5 109-06 : -0-03 GNMA 5.0 110-30 : -0-02 FHLMC 3.5 103-12 : +0-02 FHLMC 4.0 105-09 :...Read More
 
LPS: Mortgage Originations Among Highest Quality Ever in 2010-2011
1/27/2012 10:15 AM

Posted To: MND NewsWire

The Lender Processing Services (LPS) Mortgage Monitor Report for December show improvement in a number of the metrics it tracks. Many measures of delinquency rates are down, inventories are clearing in some states, and recent loan originations are "among the best quality on record." The overall del...Read More
 
What Should the Government do to Address the Inventory of Foreclosed Properties?
1/27/2012 9:06 AM

Posted To: Voice of Housing

Economists calculate that the decline in home prices has cost American homeowners approximately $7 trillion in home equity. Compounding this problem is the fact that the inventory of homes available for sale remains high and there is potential for a significant vo...Read More
 
California Says "No Thanks"; FHA Compare Ratio, and Lender FHA Changes not to be Ignored
1/27/2012 8:44 AM

Posted To: Pipeline Press

"The trouble with quotes on the internet is that it's difficult to determine whether or not they are genuine." So said Abraham Lincoln. But here is one I received yesterday from Steve S., the president of Residential Mortgage Group in Minnesota: "In thinking about th...Read More
 
The Day Ahead: GDP, Consumer Sentiment, and Euro Headline Potential
1/27/2012 6:56 AM

Posted To: MBS Commentary

Volume in the overnight session was just under recent averages but respectable overall. 10yr Treasuries rose as high as 1.9681 after a relatively strong Italian debt auction. Beyond that, there was no major driver of trade as it seems bond markets have opted to shy away from overly...Read More
 
MBS RECAP: 1/26/2012
1/26/2012 3:19 PM

Posted To: MBS Commentary

MBS Live : MBS RECAP Open MBS Live Dashboard FNMA 3.5 103-14 : +0-13 FNMA 4.0 105-14 : +0-08 FNMA 4.5 106-23 : +0-06 FNMA 5.0 107-31 : +0-06 GNMA 3.5 104-29 : +0-15 GNMA 4.0 107-20 : +0-10 GNMA 4.5 109-08 : +0-08 GNMA 5.0 110-32 : +0-08 FHLMC 3.5 103-08 : +0-13 FHLMC 4.0 105-07 : +...Read More
 
Remodelers See Business Improving
1/26/2012 2:17 PM

Posted To: MND NewsWire

Like their home-building counterparts, remodelers who are members of the National Association of Home Builders (NAHB) are displaying more confidence in their industry than they have in years. The NAHB's Remodeling Market Index (RMI) for the fourth quarter of 2011 which measures remodelers' sentimen...Read More




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