The Right Real Estate Agent

In Orlando, Four Corners, Lakeland, and all of Central Florida

Bruce J. Joffe

Experienced, Trilingual Realtor

Transnational Referral Certification

English, Spanish and Italian

Multi Million Dollar Producer since 1989 

Veteran United States Air Force


Bruce J. Joffe is a proven successful agent among the Leaders in his field. With fourteen years of experience. Bruce has a proven track record and a team of experts ready, willing and able to make a fulltime commitment to you.

NOW IS THE TIME TO BUY! In communities all around central Florida such as Providence, Reunion, Solana, Tuscan Ridge, Legacy Park, Florida Pines, Lake Juliana Estates, Orange Lake, Westridge, Champions Gate, Reunion, Bella Colina, The Lakes at Lake Alfred, Windermere, Palisades, North Shore, Harmony, The Legends, Celebration, Calaway Bay, Ashton Woods, Highlands Reserve, The Estates of Auburndale and many others, Bruce has all the inside information on the best deals available. Foreclosures, shortsales, auctions and builder blow outs are giving Buyers today the best opportunity to purchase instant equity that we have seen for many years. With 15 years of living, working and experiencing first hand the growth in Four Corners and the Central Florida area, you will benefit personally from Bruce's local experience. See the Testimonials page.

Finally, an agent like Bruce J. Joffe embraces the convenience of technology without losing the personal touch. www.jofferocksflarealestate.com is just one example. Bruce stays on top of the new construction market by working closely with our local builders such as Toll Brothers, ABD, Cassidy Homes, Nicholson, US Homes, Vallery Custom homes, and many others. If Bruce seems familiar to you maybe you recognize him as a previous Assistant Golf Professional from Highlands Reserve, The Oaks in Kissimmee or just from having met him locally at one of our great local Golf courses. If not, please feel free to drop by one of these places and ask a local.

Let's get together and talk about your home buying and/or selling plans. Call me 7 days a week on my cell phone (863-307-6037) or send me an e-mail (Brucerocksfla@tampabay.rr.com), we'll setup a time that is easy and convenient for you to meet.


P.S. If you're not ready to meet in person, please tour through my website. I'm sure you'll find the resources such as free loan prequalification useful and helpful. Enjoy !




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TODAYS RATES AND REAL ESTAE NEWS:
 
FICO: Americans More Likely to Default on Mortgages than Credit Cards
3/10/2010 1:26 PM

Posted To: MND NewsWire

American consumers are now defaulting on their mortgages in even greater numbers than they are walking away from credit card debt. According to FICO's® Score Trends Service, this is a phenomenon that is historically unique. FICO said the mortgage default risk for consumers with high FICO sc...Read More
 
MBS LUNCH: 10 Year Treasury Auction Results and Reactions
3/10/2010 12:08 PM

Posted To: MBS Commentary

10 year auction has impressive demand, but at higher rates. 3.45 Bid To Cover, but 3.735 % high yield with 70.94% of the bids at high yield MBS and Treasuries both slightly better on the announcement 4.5's are now down only 2 ticks on the day at 100-29 and 10yr yields are back ...Read More
 
Loan Demand Stagnates. Only One Bright Spot in the Production Slowdown
3/10/2010 11:09 AM

Posted To: MND NewsWire

The Mortgage Bankers Association (MBA) today released its Weekly Mortgage Applications Survey for the week ending March 5, 2010. The survey covers over 50 percent of all US residential mortgage loan applications taken by mortgage bankers, commercial banks, and thrifts. The data gives economists a l...Read More
 
MBS MORNING: Losing Ground As Benchmarks Back Up
3/10/2010 11:05 AM

Posted To: MBS Commentary

4.5 MBS down 6 ticks to 100-26 10yr Tsy about 5bps higher at 3.743 (vs. 5pm yesterday) Wholesale Trade Improves from -.8% to -.2%, but misses expectation of +.2%, no one cares Pre-Auction Concession + range dynamics weigh on 10's, MBS follow The movements in bonds this AM tells...Read More
 
Underwriters: Loan Quality Still in Need of Improvement; Interesting FICO Score Data; Will the Fed sell their MBS Holdings?
3/10/2010 10:22 AM

Posted To: Pipeline Press

At the last company Christmas party, loan agents lined up on one side of the room and the underwriters on the other side. The loan agents throw fire cracker at the underwriters...and the underwriters lit them and threw them back. A long-time underwriter wrote to me a...Read More
 
MBS OPEN: Rates Ticking Higher Just Because They Can
3/10/2010 7:40 AM

Posted To: MBS Commentary

Good Morning. I've had some great coaches in my lifetime...none better than my high school/juniors hockey skipper. Many of the messages he bestowed upon me have carried over from the locker room into my professional life. One of my favorites is the K.I.S.S principle. KEEP IT SI...Read More
 
The Day Ahead: Inventories, Budget Statement, Treasury Auction
3/10/2010 7:22 AM

Posted To: MND NewsWire

Investors this morning await the first real data to be released this week. But wholesale trade inventories isn’t a major market mover, nor is the afternoon’s budget statement, so it could be a quiet day if investors prefer to postpone trading until retail sales figures hit the headlines...Read More
 
Explaining The MBS Settlement Process
3/9/2010 3:51 PM

Posted To: MBS Commentary

10yr Notes progressively improved into the PM , ending 5 ticks better on the day with a yield of 3.70. MBS fought off much of the AM weakness in tsy's, and rallied just as well into the PM, reaching 101-15 at 4pm. But then we ended 4 ticks down on the day at 101-01! WHAT?!?!? S...Read More
 
Commercial and Multifamily Mortgages Outperforming Overall Bank Holdings
3/9/2010 2:45 PM

Posted To: MND NewsWire

Commercial and multifamily mortgages continue to have the lowest rates of charge-offs of any loan types at banks and thrifts and perform better than the overall loan portfolios at those institutions according to the Mortgage Bankers Association (MBA). In response to what it referred to as a great d...Read More
 
HUD Enforcing Job Creation Requirements for State and Local Governments
3/9/2010 2:37 PM

Posted To: MND NewsWire

The Department of Housing and Urban Development (HUD) has released the results of the first stage of its increased oversight and enforcement of job creation requirements under Section 3 of the Housing and Urban Development Act of 1968. In a press release on Monday HUD said that more than 3,100 stat...Read More




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