The Right Real Estate Agent

In Orlando, Four Corners, Lakeland, and all of Central Florida

Bruce J. Joffe

Experienced, Trilingual Realtor

Transnational Referral Certification

English, Spanish and Italian

Multi Million Dollar Producer since 1989 

Veteran United States Air Force


Bruce J. Joffe is a proven successful agent among the Leaders in his field. With fourteen years of experience. Bruce has a proven track record and a team of experts ready, willing and able to make a fulltime commitment to you.

NOW IS THE TIME TO BUY! In communities all around central Florida such as Providence, Reunion, Solana, Tuscan Ridge, Legacy Park, Florida Pines, Lake Juliana Estates, Orange Lake, Westridge, Champions Gate, Reunion, Bella Colina, The Lakes at Lake Alfred, Windermere, Palisades, North Shore, Harmony, The Legends, Celebration, Calaway Bay, Ashton Woods, Highlands Reserve, The Estates of Auburndale and many others, Bruce has all the inside information on the best deals available. Foreclosures, shortsales, auctions and builder blow outs are giving Buyers today the best opportunity to purchase instant equity that we have seen for many years. With 15 years of living, working and experiencing first hand the growth in Four Corners and the Central Florida area, you will benefit personally from Bruce's local experience. See the Testimonials page.

Finally, an agent like Bruce J. Joffe embraces the convenience of technology without losing the personal touch. www.jofferocksflarealestate.com is just one example. Bruce stays on top of the new construction market by working closely with our local builders such as Toll Brothers, ABD, Cassidy Homes, Nicholson, US Homes, Vallery Custom homes, and many others. If Bruce seems familiar to you maybe you recognize him as a previous Assistant Golf Professional from Highlands Reserve, The Oaks in Kissimmee or just from having met him locally at one of our great local Golf courses. If not, please feel free to drop by one of these places and ask a local.

Let's get together and talk about your home buying and/or selling plans. Call me 7 days a week on my cell phone (863-307-6037) or send me an e-mail (Brucerocksfla@tampabay.rr.com), we'll setup a time that is easy and convenient for you to meet.


P.S. If you're not ready to meet in person, please tour through my website. I'm sure you'll find the resources such as free loan prequalification useful and helpful. Enjoy !




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TODAYS RATES AND REAL ESTAE NEWS:
 
Harmony Of The Trends And The Whole Day Explained In One Chart
3/12/2010 5:47 PM

Posted To: MBS Commentary

(A bit long, but another worthwhile closing post to read... with some not-often-phrased-in-such-a-way explanations. I enjoyed writing it at least. Let me know what you think.) You know the "stock lever?" If not, that's the term we use to describe the common occurrence...Read More
 
Mortgage Rates Higher After Retail Sales Data. Floating into Monday
3/12/2010 3:20 PM

Posted To: Mortgage Rate Watch

While benchmark Treasury yields moved slowly higher throughout the course of the week as our government auctioned debt to raise spending money, mortgage-backed securities managed to maintain a pretty consistent price range. After all was said and done and the auctions were behind u...Read More
 
What Did Top Performing Mortgage Bankers Earn in 2009?
3/12/2010 2:51 PM

Posted To: The Garrett Watts Report

Audited financials are starting to come in, and they’re confirming what we saw all year. Top performing mortgage bankers made 90-100 bps per loan. That means, for every $100 million you closed, you should have (and could have) earned $900,000 to $1 million. If you didn&rs...Read More
 
MBS LUNCH: Mortgages Left Behind as Benchmarks Rally
3/12/2010 1:50 PM

Posted To: MBS Commentary

It was an interesting morning in the rates world. Let's start with our fearless leader, the benchmark 10 year note. In below average trading volume, yields rose marginally (at most) in the overnight session before popping higher on the heels of a much better than expected Retai...Read More
 
Fitch Ratings: Expiring Housing Incentives Likely to Increase Loan Losses this Year
3/12/2010 11:51 AM

Posted To: MND NewsWire

Fitch Ratings is warning that the expiring homebuyer tax credits, the end of the Fed's MBS Purchase Program , and the growing maturity of various government loan modifications programs are likely to increase loss severities on distressed mortgage loans later this year. The report says that thes...Read More
 
USDA Rural Housing Funds to Run Dry by April. Lenders Already Dropping the Program
3/12/2010 11:04 AM

Posted To: MND NewsWire

USDA Section 502 loans are primarily used to help low-income individuals or households purchase homes in rural areas. Funds can be used to build, repair, renovate or relocate a home, or to purchase and prepare sites, including providing water and sewage facilities. There is no required down payment...Read More
 
Freddie Mac Announces Cut Off Date for Interest Only Loan Apps
3/12/2010 9:43 AM

Posted To: MND NewsWire

As reported on February 26 , Freddie Mac has decided to stop purchasing and securitizating loans utilizing the interest only payment option. Freddie's deadline for PURCHASING these loans was set as September 2010, however no application/LP approval date cut-off was provided in the bulletin. Thi...Read More
 
Fed MBS Program Update: 98.1% of Funding Used. Looming Exit Yet to Hurt Rates
3/12/2010 8:46 AM

Posted To: MND NewsWire

The Federal Reserve reported on their weekly purchases of agency mortgage-backed securities (MBS). In the week ending March 10, 2010, the Federal Reserve purchased a gross total of $29.4 billion agency MBS. In that week the Fed sold $19.4 billion mortgage-backeds (supported the roll), for a net tot...Read More
 
Loan Officers Who Sell Real Estate; Wells Expands Market Making in Mortgage-Backeds; FDIC Acts on a Thursday; Freddie Mac Bulletin
3/12/2010 8:42 AM

Posted To: Pipeline Press

Don't forget to "Spring Ahead" this Sunday morning. We lose an hour of sleep. The FDIC made a rare Thursday move and shut down LibertyPointe Bank This bank catered to the Orthodox Jewish community in Manhattan and Brooklyn, and will be taken over by Val...Read More
 
Retail Sales Improve Across the Board. Rates Move Higher
3/12/2010 8:20 AM

Posted To: MBS Commentary

Retail Sales data has hit screens. It was much better than expected. Rates no likely. February, Retail Sales rose 0.3% vs. an expected decline of 0.2%vs. a revised for the worse +0.1% print in January (from +0.5%) . Excluding autos, sales rose 0.8%, crushing forecasts for a 0.1% im...Read More




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